Making Money Online Forum

What to do with those coupons that you impulsively bought off of Groupon, Living Social, Ideeli, or any of the many other discounted ‘deal of the day’ sites? Sell ‘em!

That’s right, there’s a site for everything these days, and selling coupons, while initially relegated to online bulletin board sites, such as Craig’s List, have established their own re-sale sites and are open for business.

In case you’re not in the know about these daily deal sites, they provide a great, affordable way to discover what a city has to offer by selling heavily discounted deals for services and products in your area or online - With deals like Living Social’s Amazon price buster, offering a $20 gift card for $10 and surpassing one million gift cards sold, there are sure to be some “miss-buys.” You thought you wanted, or needed it, but in the end it was something you were never going to use.

After doing a little investigation, I came up with several names of deal for “resale” businesses, with a few emerging as the leaders of the pack. DealsGoRound, CoupRecoup, and Lifesta are suddenly making an impact in the market.

Yael Gavish, co-founder of Lifesta, says she saw a need for a forum focused on the aftermarket. She had a friend visiting her in New York, who had purchased a Groupon certificate. Unfortunately, when the friend arrived, they discovered the restaurant was closed for renovations. Her friend was out the money, but the idea was created.

"People buy daily deals and they all work on the impulse buy," explains Yael Gavish of Lifesta.com. "So you think you're definitely going to this, but then, it turns out that 20-40 percent of these daily deals are never really used." Their site has seen a monthly growth of 50 percent, mainly through word of mouth.

A great solution for “buyers remorse” if I ever saw one!

There’s a lot of buzz about small business funding these days. The issue has become a major one not only in the small business community but also among government leaders. It’s certain that finding the funds for your small business venture, especially until cash flow becomes regular, is a challenge every small business owner or entrepreneur faces. If you’re facing this issue, we hope the resources below will help. If there is a creative way you have dealt with this issue yourself, please let us know in the comment section below. We would love to hear.

Basics

Four tips for raising cash. Raising money for your business venture is always a challenge and more so in a challenging economic climate. But tough times shouldn’t stop a determined entrepreneur from getting under way…whether investment is easy to come by or not. Open Forum

Praying for the help of angels. This simple post gives first-time entrepreneurs a detailed overview of the angel investor’s world. But more importantly, it takes a look at why angels invest and the kinds of businesses they prefer to invest in. If you’re seeking investment for your business start-up, it’s best to know what invest are looking for…including angels. The Smart Startup

Policy

U.S. program brings entrepreneurs/investors together. Venture capital investor Brad Feld talks about the newly unveiled Startup America Partnership as proof Washington “gets it” when it comes to promoting entrepreneurship. While we’re sure any program putting entrepreneurs and investors together can’t be all bad, a look at lowering taxes and revisiting the potentially harmful healthcare law would help as much as investment Brad. Feld Thoughts

Startup America boosts funding. Another post celebrates the federal program aiming at putting together entrepreneurs with investors. Here Aneesh Chopra, United States Chief Technology Officer, explains and praises the program. Getting funding to startups has become a major focus of government policy, but how will this translate to the broader small business community? Tech Crunch

Startups

New startup aims at providing capital for small business. A new company is trying to automate the loan process allowing small businesses to get an evaluation then apply for funding online. In essence, On Deck Capital takes the classic business approach of finding a problem and solving it. In this case, the problem is finding a better way to get investment for other small businesses. DealBook

Trends

Groundhog Day predictions. Yes, Punxsutawney Phil, the famous groundhog, made his own predictions for the length of winter and the coming of Spring, but small business experts are making their own predictions too. Here are five small business predictions for Spring from a variety of sources, not surprisingly a few touching upon small business funding and its availability. Business News Daily

Small businesses get more credit card offers. Credit card companies will be making more offers to small businesses, according to recent media reports. But could entrepreneurs be too worried about taking on extra debt to take advantage of this opportunity? Read Rieva Lesonsky’s detailed overview of this new funding option and what it means. Small Business Trends

Resources

A whole new fundraising frontier. Could social media be the next frontier for small business fundraising in the same way that it has been for marketing and networking? Enter Kickstarter and other similar sites that turn to online communities as a way of funding projects. Could it be right for your funding needs? Open Forum

Raising capital: a how-to guide. Putting together funding for a small business has never been easy. Still it can be one of the most important skills an entrepreneur possesses. Still, getting started with the fundraising process for your small business is not rocket science. Here are some basic steps to get you started. Open Forum

News

Is small business funding still plagued by discrimination? A settlement as a result of a discrimination suit filed against the U.S. Small Business Administration has apparently still not resolved the issue of whether the federal agency is bias toward minority applicants for business funding. What’s your take on whether the federal loan program could be impeding investment in small business especially in minority or under-served communities? NYTimes

From Small Business TrendsSmall Business News: Small Business Funding Facts

bench craft company

Raven&#39;s James Bond now 20 months old? <b>News</b> - Page 1 | Eurogamer.net

Read our news of Raven's James Bond now 20 months old?.

Small Business <b>News</b>: Digital Privacy and Customer Care

Small business is all about customer care. So how to you feel about new proposed legislation that is designed to prevent online clients from tracking customer.

Fox <b>News</b> Calls Bulletstorm the Worst Videogame in the World

Fox News pundit claims that "increase in rapes" is due largely to videogames.

bench craft company

What to do with those coupons that you impulsively bought off of Groupon, Living Social, Ideeli, or any of the many other discounted ‘deal of the day’ sites? Sell ‘em!

That’s right, there’s a site for everything these days, and selling coupons, while initially relegated to online bulletin board sites, such as Craig’s List, have established their own re-sale sites and are open for business.

In case you’re not in the know about these daily deal sites, they provide a great, affordable way to discover what a city has to offer by selling heavily discounted deals for services and products in your area or online - With deals like Living Social’s Amazon price buster, offering a $20 gift card for $10 and surpassing one million gift cards sold, there are sure to be some “miss-buys.” You thought you wanted, or needed it, but in the end it was something you were never going to use.

After doing a little investigation, I came up with several names of deal for “resale” businesses, with a few emerging as the leaders of the pack. DealsGoRound, CoupRecoup, and Lifesta are suddenly making an impact in the market.

Yael Gavish, co-founder of Lifesta, says she saw a need for a forum focused on the aftermarket. She had a friend visiting her in New York, who had purchased a Groupon certificate. Unfortunately, when the friend arrived, they discovered the restaurant was closed for renovations. Her friend was out the money, but the idea was created.

"People buy daily deals and they all work on the impulse buy," explains Yael Gavish of Lifesta.com. "So you think you're definitely going to this, but then, it turns out that 20-40 percent of these daily deals are never really used." Their site has seen a monthly growth of 50 percent, mainly through word of mouth.

A great solution for “buyers remorse” if I ever saw one!

There’s a lot of buzz about small business funding these days. The issue has become a major one not only in the small business community but also among government leaders. It’s certain that finding the funds for your small business venture, especially until cash flow becomes regular, is a challenge every small business owner or entrepreneur faces. If you’re facing this issue, we hope the resources below will help. If there is a creative way you have dealt with this issue yourself, please let us know in the comment section below. We would love to hear.

Basics

Four tips for raising cash. Raising money for your business venture is always a challenge and more so in a challenging economic climate. But tough times shouldn’t stop a determined entrepreneur from getting under way…whether investment is easy to come by or not. Open Forum

Praying for the help of angels. This simple post gives first-time entrepreneurs a detailed overview of the angel investor’s world. But more importantly, it takes a look at why angels invest and the kinds of businesses they prefer to invest in. If you’re seeking investment for your business start-up, it’s best to know what invest are looking for…including angels. The Smart Startup

Policy

U.S. program brings entrepreneurs/investors together. Venture capital investor Brad Feld talks about the newly unveiled Startup America Partnership as proof Washington “gets it” when it comes to promoting entrepreneurship. While we’re sure any program putting entrepreneurs and investors together can’t be all bad, a look at lowering taxes and revisiting the potentially harmful healthcare law would help as much as investment Brad. Feld Thoughts

Startup America boosts funding. Another post celebrates the federal program aiming at putting together entrepreneurs with investors. Here Aneesh Chopra, United States Chief Technology Officer, explains and praises the program. Getting funding to startups has become a major focus of government policy, but how will this translate to the broader small business community? Tech Crunch

Startups

New startup aims at providing capital for small business. A new company is trying to automate the loan process allowing small businesses to get an evaluation then apply for funding online. In essence, On Deck Capital takes the classic business approach of finding a problem and solving it. In this case, the problem is finding a better way to get investment for other small businesses. DealBook

Trends

Groundhog Day predictions. Yes, Punxsutawney Phil, the famous groundhog, made his own predictions for the length of winter and the coming of Spring, but small business experts are making their own predictions too. Here are five small business predictions for Spring from a variety of sources, not surprisingly a few touching upon small business funding and its availability. Business News Daily

Small businesses get more credit card offers. Credit card companies will be making more offers to small businesses, according to recent media reports. But could entrepreneurs be too worried about taking on extra debt to take advantage of this opportunity? Read Rieva Lesonsky’s detailed overview of this new funding option and what it means. Small Business Trends

Resources

A whole new fundraising frontier. Could social media be the next frontier for small business fundraising in the same way that it has been for marketing and networking? Enter Kickstarter and other similar sites that turn to online communities as a way of funding projects. Could it be right for your funding needs? Open Forum

Raising capital: a how-to guide. Putting together funding for a small business has never been easy. Still it can be one of the most important skills an entrepreneur possesses. Still, getting started with the fundraising process for your small business is not rocket science. Here are some basic steps to get you started. Open Forum

News

Is small business funding still plagued by discrimination? A settlement as a result of a discrimination suit filed against the U.S. Small Business Administration has apparently still not resolved the issue of whether the federal agency is bias toward minority applicants for business funding. What’s your take on whether the federal loan program could be impeding investment in small business especially in minority or under-served communities? NYTimes

From Small Business TrendsSmall Business News: Small Business Funding Facts

bench craft company>

Raven&#39;s James Bond now 20 months old? <b>News</b> - Page 1 | Eurogamer.net

Read our news of Raven's James Bond now 20 months old?.

Small Business <b>News</b>: Digital Privacy and Customer Care

Small business is all about customer care. So how to you feel about new proposed legislation that is designed to prevent online clients from tracking customer.

Fox <b>News</b> Calls Bulletstorm the Worst Videogame in the World

Fox News pundit claims that "increase in rapes" is due largely to videogames.

bench craft company
[reefeed]
bench craft company

bench craft company

Raven&#39;s James Bond now 20 months old? <b>News</b> - Page 1 | Eurogamer.net

Read our news of Raven's James Bond now 20 months old?.

Small Business <b>News</b>: Digital Privacy and Customer Care

Small business is all about customer care. So how to you feel about new proposed legislation that is designed to prevent online clients from tracking customer.

Fox <b>News</b> Calls Bulletstorm the Worst Videogame in the World

Fox News pundit claims that "increase in rapes" is due largely to videogames.

bench craft company

What to do with those coupons that you impulsively bought off of Groupon, Living Social, Ideeli, or any of the many other discounted ‘deal of the day’ sites? Sell ‘em!

That’s right, there’s a site for everything these days, and selling coupons, while initially relegated to online bulletin board sites, such as Craig’s List, have established their own re-sale sites and are open for business.

In case you’re not in the know about these daily deal sites, they provide a great, affordable way to discover what a city has to offer by selling heavily discounted deals for services and products in your area or online - With deals like Living Social’s Amazon price buster, offering a $20 gift card for $10 and surpassing one million gift cards sold, there are sure to be some “miss-buys.” You thought you wanted, or needed it, but in the end it was something you were never going to use.

After doing a little investigation, I came up with several names of deal for “resale” businesses, with a few emerging as the leaders of the pack. DealsGoRound, CoupRecoup, and Lifesta are suddenly making an impact in the market.

Yael Gavish, co-founder of Lifesta, says she saw a need for a forum focused on the aftermarket. She had a friend visiting her in New York, who had purchased a Groupon certificate. Unfortunately, when the friend arrived, they discovered the restaurant was closed for renovations. Her friend was out the money, but the idea was created.

"People buy daily deals and they all work on the impulse buy," explains Yael Gavish of Lifesta.com. "So you think you're definitely going to this, but then, it turns out that 20-40 percent of these daily deals are never really used." Their site has seen a monthly growth of 50 percent, mainly through word of mouth.

A great solution for “buyers remorse” if I ever saw one!

There’s a lot of buzz about small business funding these days. The issue has become a major one not only in the small business community but also among government leaders. It’s certain that finding the funds for your small business venture, especially until cash flow becomes regular, is a challenge every small business owner or entrepreneur faces. If you’re facing this issue, we hope the resources below will help. If there is a creative way you have dealt with this issue yourself, please let us know in the comment section below. We would love to hear.

Basics

Four tips for raising cash. Raising money for your business venture is always a challenge and more so in a challenging economic climate. But tough times shouldn’t stop a determined entrepreneur from getting under way…whether investment is easy to come by or not. Open Forum

Praying for the help of angels. This simple post gives first-time entrepreneurs a detailed overview of the angel investor’s world. But more importantly, it takes a look at why angels invest and the kinds of businesses they prefer to invest in. If you’re seeking investment for your business start-up, it’s best to know what invest are looking for…including angels. The Smart Startup

Policy

U.S. program brings entrepreneurs/investors together. Venture capital investor Brad Feld talks about the newly unveiled Startup America Partnership as proof Washington “gets it” when it comes to promoting entrepreneurship. While we’re sure any program putting entrepreneurs and investors together can’t be all bad, a look at lowering taxes and revisiting the potentially harmful healthcare law would help as much as investment Brad. Feld Thoughts

Startup America boosts funding. Another post celebrates the federal program aiming at putting together entrepreneurs with investors. Here Aneesh Chopra, United States Chief Technology Officer, explains and praises the program. Getting funding to startups has become a major focus of government policy, but how will this translate to the broader small business community? Tech Crunch

Startups

New startup aims at providing capital for small business. A new company is trying to automate the loan process allowing small businesses to get an evaluation then apply for funding online. In essence, On Deck Capital takes the classic business approach of finding a problem and solving it. In this case, the problem is finding a better way to get investment for other small businesses. DealBook

Trends

Groundhog Day predictions. Yes, Punxsutawney Phil, the famous groundhog, made his own predictions for the length of winter and the coming of Spring, but small business experts are making their own predictions too. Here are five small business predictions for Spring from a variety of sources, not surprisingly a few touching upon small business funding and its availability. Business News Daily

Small businesses get more credit card offers. Credit card companies will be making more offers to small businesses, according to recent media reports. But could entrepreneurs be too worried about taking on extra debt to take advantage of this opportunity? Read Rieva Lesonsky’s detailed overview of this new funding option and what it means. Small Business Trends

Resources

A whole new fundraising frontier. Could social media be the next frontier for small business fundraising in the same way that it has been for marketing and networking? Enter Kickstarter and other similar sites that turn to online communities as a way of funding projects. Could it be right for your funding needs? Open Forum

Raising capital: a how-to guide. Putting together funding for a small business has never been easy. Still it can be one of the most important skills an entrepreneur possesses. Still, getting started with the fundraising process for your small business is not rocket science. Here are some basic steps to get you started. Open Forum

News

Is small business funding still plagued by discrimination? A settlement as a result of a discrimination suit filed against the U.S. Small Business Administration has apparently still not resolved the issue of whether the federal agency is bias toward minority applicants for business funding. What’s your take on whether the federal loan program could be impeding investment in small business especially in minority or under-served communities? NYTimes

From Small Business TrendsSmall Business News: Small Business Funding Facts

bench craft company

bench craft company

Raven&#39;s James Bond now 20 months old? <b>News</b> - Page 1 | Eurogamer.net

Read our news of Raven's James Bond now 20 months old?.

Small Business <b>News</b>: Digital Privacy and Customer Care

Small business is all about customer care. So how to you feel about new proposed legislation that is designed to prevent online clients from tracking customer.

Fox <b>News</b> Calls Bulletstorm the Worst Videogame in the World

Fox News pundit claims that "increase in rapes" is due largely to videogames.

bench craft company

bench craft company

Raven&#39;s James Bond now 20 months old? <b>News</b> - Page 1 | Eurogamer.net

Read our news of Raven's James Bond now 20 months old?.

Small Business <b>News</b>: Digital Privacy and Customer Care

Small business is all about customer care. So how to you feel about new proposed legislation that is designed to prevent online clients from tracking customer.

Fox <b>News</b> Calls Bulletstorm the Worst Videogame in the World

Fox News pundit claims that "increase in rapes" is due largely to videogames.

bench craft company

Raven&#39;s James Bond now 20 months old? <b>News</b> - Page 1 | Eurogamer.net

Read our news of Raven's James Bond now 20 months old?.

Small Business <b>News</b>: Digital Privacy and Customer Care

Small business is all about customer care. So how to you feel about new proposed legislation that is designed to prevent online clients from tracking customer.

Fox <b>News</b> Calls Bulletstorm the Worst Videogame in the World

Fox News pundit claims that "increase in rapes" is due largely to videogames.

bench craft company

Raven&#39;s James Bond now 20 months old? <b>News</b> - Page 1 | Eurogamer.net

Read our news of Raven's James Bond now 20 months old?.

Small Business <b>News</b>: Digital Privacy and Customer Care

Small business is all about customer care. So how to you feel about new proposed legislation that is designed to prevent online clients from tracking customer.

Fox <b>News</b> Calls Bulletstorm the Worst Videogame in the World

Fox News pundit claims that "increase in rapes" is due largely to videogames.

bench craft company bench craft company
bench craft company

bench craft company
bench craft company

Raven&#39;s James Bond now 20 months old? <b>News</b> - Page 1 | Eurogamer.net

Read our news of Raven's James Bond now 20 months old?.

Small Business <b>News</b>: Digital Privacy and Customer Care

Small business is all about customer care. So how to you feel about new proposed legislation that is designed to prevent online clients from tracking customer.

Fox <b>News</b> Calls Bulletstorm the Worst Videogame in the World

Fox News pundit claims that "increase in rapes" is due largely to videogames.

bench craft company

While there are a lot of GPT (Get-Paid-To) sites on the web that pay you money to fill out surveys and complete offers, the best site for earning money online is CashCrate.

What is CashCrate?

CashCrate is a GPT (Get-Paid-To) site that allows you to earn money in multiple ways. It has a high paying referral program, and is regarded as one of the best GPT sites on the internet. It is free to join. It is advertised as worldwide, but from what I've heard, most of the offers are for U.S. only.

How Do You Earn Money on CashCrate?

You earn money on CashCrate by completing offers and taking surveys. CashCrate offers a daily survey that pays $0.80. There are many free offers and surveys that are simple to complete. By "free offer" I mean you complete forms and give your name, address, phone number, e-mail address, etc. in exchange for money.

There are also credit card offers and offers that require shipping and handling fees. Some CashCraters love these offers because they pay substantially more. I avoid them because I don't like giving my credit card out for a trial membership that I have to remember to cancel later (which is what most of the offers tend to be).

I stick with the absolutely free offers and have done pretty well so far.

How Much Can You Earn on CashCrate?

The free offers tend to pay between $.50 - $1.00. The daily survey pays $0.80. The credit card offers tend to pay much more - like $20. The pay varies, and each offer is clearly listed with it's pay amount. I easily made $20.56 in two weeks doing free offers with no referrals. I was basically testing the system and I only put in a few hours of work to achieve this amount. If you can put more time in it, you can easily earn a lot more! Some CashCraters make hundreds a month.

Does CashCrate Have a Referral Program?

Yes! CashCrate has one of the best paying GPT referral programs around. You get $3.00 for all first level referrals (that's the people that sign up using your referral link) that earn $10.00. You then get 20% of everything they earn. You also get 10% of everything your second lever referrals make (that's the people the first level referrals sign up). After you get 50 referrals, the percentages increase (25%/10%). Get 50 more and they increase again!

How Long Does it Take to Get Credited Money for an Offer on CashCrate?

Most free offers credit to your account with in minutes. Some take a day. I have not completed any credit card offers, but from what I'm told, it takes up to a week (they have to charge the card and clear everything before crediting you with the money).

When/How Does CashCrate Pay You?

CashCrate pays once a month by old-fashioned check through the mail. They pay mid-month for the previous month's earnings. For example, I will get a check mailed to me in mid-June for the money I earned in May. You must make $10 before they send you a check. If you don't make $10 in one month, they will roll it over to the next month. But making $10 with CashCrate is easy!

CashCrate Tips:

Get a free e-mail address especially for CashCrate offers. When you fill out offers/surveys and give them your e-mail address, you will get spam. Get a free hotmail or gmail account. Make sure you check the account though - some offers require you to click a link in a confirmation e-mail to get paid.

Get a free phone number especially for online offers. Your phone number will also get spammed. And most of the offers require a valid phone number. Go to www.privatephone.com and get a free phone number. You will get voicemail on the web. You can choose if you want to listen to it or not. NOTE: Apparently some offers won't go through with a phone number from www.privatephone.com. Look on the CashCrate forum for information.

Read the CashCrate Forums. There is a lot of information on the CashCrate forums from members who are earning and newbies who have questions. It is a very active forum and you can learn a lot just by reading.

For more information about how the author earns money online, click here.

Free rental agreement forms on line

surface encounters

International <b>News</b> Channel Euronews to Generate its Own <b>News</b> <b>...</b>

Channel will shift from being client of news agencies to a competitor.

<b>News</b> Desk: To-Do List: Packers, Huffington Ascend the Ranks : The <b>...</b>

To know: The two American hikers who have been held in Iran for eighteen months on espionage charges pleaded not guilty on the first day of their trial. Frank Wisner, Barack Obama.

Arrowheadlines: Chiefs <b>News</b> 2/8 - Arrowhead Pride

NJ Chiefs Fan is having technical difficulties (which he told me about yesterday, which I promptly forgot this morning, which is why Arrowheadlines is so late today).

surface encounters

International <b>News</b> Channel Euronews to Generate its Own <b>News</b> <b>...</b>

Channel will shift from being client of news agencies to a competitor.

<b>News</b> Desk: To-Do List: Packers, Huffington Ascend the Ranks : The <b>...</b>

To know: The two American hikers who have been held in Iran for eighteen months on espionage charges pleaded not guilty on the first day of their trial. Frank Wisner, Barack Obama.

Arrowheadlines: Chiefs <b>News</b> 2/8 - Arrowhead Pride

NJ Chiefs Fan is having technical difficulties (which he told me about yesterday, which I promptly forgot this morning, which is why Arrowheadlines is so late today).

surface encounters

International <b>News</b> Channel Euronews to Generate its Own <b>News</b> <b>...</b>

Channel will shift from being client of news agencies to a competitor.

<b>News</b> Desk: To-Do List: Packers, Huffington Ascend the Ranks : The <b>...</b>

To know: The two American hikers who have been held in Iran for eighteen months on espionage charges pleaded not guilty on the first day of their trial. Frank Wisner, Barack Obama.

Arrowheadlines: Chiefs <b>News</b> 2/8 - Arrowhead Pride

NJ Chiefs Fan is having technical difficulties (which he told me about yesterday, which I promptly forgot this morning, which is why Arrowheadlines is so late today).

surface encounters

International <b>News</b> Channel Euronews to Generate its Own <b>News</b> <b>...</b>

Channel will shift from being client of news agencies to a competitor.

<b>News</b> Desk: To-Do List: Packers, Huffington Ascend the Ranks : The <b>...</b>

To know: The two American hikers who have been held in Iran for eighteen months on espionage charges pleaded not guilty on the first day of their trial. Frank Wisner, Barack Obama.

Arrowheadlines: Chiefs <b>News</b> 2/8 - Arrowhead Pride

NJ Chiefs Fan is having technical difficulties (which he told me about yesterday, which I promptly forgot this morning, which is why Arrowheadlines is so late today).

surface encounters

International <b>News</b> Channel Euronews to Generate its Own <b>News</b> <b>...</b>

Channel will shift from being client of news agencies to a competitor.

<b>News</b> Desk: To-Do List: Packers, Huffington Ascend the Ranks : The <b>...</b>

To know: The two American hikers who have been held in Iran for eighteen months on espionage charges pleaded not guilty on the first day of their trial. Frank Wisner, Barack Obama.

Arrowheadlines: Chiefs <b>News</b> 2/8 - Arrowhead Pride

NJ Chiefs Fan is having technical difficulties (which he told me about yesterday, which I promptly forgot this morning, which is why Arrowheadlines is so late today).

surface encounters

International <b>News</b> Channel Euronews to Generate its Own <b>News</b> <b>...</b>

Channel will shift from being client of news agencies to a competitor.

<b>News</b> Desk: To-Do List: Packers, Huffington Ascend the Ranks : The <b>...</b>

To know: The two American hikers who have been held in Iran for eighteen months on espionage charges pleaded not guilty on the first day of their trial. Frank Wisner, Barack Obama.

Arrowheadlines: Chiefs <b>News</b> 2/8 - Arrowhead Pride

NJ Chiefs Fan is having technical difficulties (which he told me about yesterday, which I promptly forgot this morning, which is why Arrowheadlines is so late today).

surface encounters

International <b>News</b> Channel Euronews to Generate its Own <b>News</b> <b>...</b>

Channel will shift from being client of news agencies to a competitor.

<b>News</b> Desk: To-Do List: Packers, Huffington Ascend the Ranks : The <b>...</b>

To know: The two American hikers who have been held in Iran for eighteen months on espionage charges pleaded not guilty on the first day of their trial. Frank Wisner, Barack Obama.

Arrowheadlines: Chiefs <b>News</b> 2/8 - Arrowhead Pride

NJ Chiefs Fan is having technical difficulties (which he told me about yesterday, which I promptly forgot this morning, which is why Arrowheadlines is so late today).

surface encounters

International <b>News</b> Channel Euronews to Generate its Own <b>News</b> <b>...</b>

Channel will shift from being client of news agencies to a competitor.

<b>News</b> Desk: To-Do List: Packers, Huffington Ascend the Ranks : The <b>...</b>

To know: The two American hikers who have been held in Iran for eighteen months on espionage charges pleaded not guilty on the first day of their trial. Frank Wisner, Barack Obama.

Arrowheadlines: Chiefs <b>News</b> 2/8 - Arrowhead Pride

NJ Chiefs Fan is having technical difficulties (which he told me about yesterday, which I promptly forgot this morning, which is why Arrowheadlines is so late today).

surface encounters

International <b>News</b> Channel Euronews to Generate its Own <b>News</b> <b>...</b>

Channel will shift from being client of news agencies to a competitor.

<b>News</b> Desk: To-Do List: Packers, Huffington Ascend the Ranks : The <b>...</b>

To know: The two American hikers who have been held in Iran for eighteen months on espionage charges pleaded not guilty on the first day of their trial. Frank Wisner, Barack Obama.

Arrowheadlines: Chiefs <b>News</b> 2/8 - Arrowhead Pride

NJ Chiefs Fan is having technical difficulties (which he told me about yesterday, which I promptly forgot this morning, which is why Arrowheadlines is so late today).

surface encounters

International <b>News</b> Channel Euronews to Generate its Own <b>News</b> <b>...</b>

Channel will shift from being client of news agencies to a competitor.

<b>News</b> Desk: To-Do List: Packers, Huffington Ascend the Ranks : The <b>...</b>

To know: The two American hikers who have been held in Iran for eighteen months on espionage charges pleaded not guilty on the first day of their trial. Frank Wisner, Barack Obama.

Arrowheadlines: Chiefs <b>News</b> 2/8 - Arrowhead Pride

NJ Chiefs Fan is having technical difficulties (which he told me about yesterday, which I promptly forgot this morning, which is why Arrowheadlines is so late today).

how to budget personal finances

style="text-align: center;">

/> [style="text-decoration: underline;">Ed. note: This post is authored by Evan Jowers and Robert Kinney of Kinney Recruiting, sponsor of the Asia Chronicles. Kinney has made more placements of U.S. associates and partners in Asia than any other firm in the past four years. You can reach them by email: asia at kinneyrecruiting dot com.]

Evan here. As we have been predicted would happen in past posts, a sizzling biglaw US associate lateral hiring boom has arrived in Hong Kong / China for the first quarter ’11. We expect this hiring boom to continue until spring, with hiring being steady afterwards but dropping to more normal levels.

A “perfect storm” has developed, causing many US and UK firms in Hong Kong / China to have multiple US corporate / cap markets urgent openings at one time now.

A lot of these top firms in Hong Kong / China have been understaffed since late 2009. When the global recession went into full swing in late 2008, the downturn had started to seriously affect biglaw deal flow in China (about a year after negative effects were felt in US and other Western markets), with IPOs coming to a stop. There was misguided concern at the time that because China had some dependence on US exports for its economy to be fully fueled, China would be heading into a bubble-busting down turn, even much worse than what was taking place in the US. However, in mid-’09, deal flow in China was booming again, fueled in large part by China’s own consumer economy expanding rapidly. This was no surprise to many of us who have observed China for several years. After all, 2009 was the year that China over took the US in new cars purchased annually, China overtook India in gold purchased annually, and the Asia Pacific Region overtook North America in daily commercial flights. id="more-55522">

But much of the world was skeptical the boom could continue more than a short time (dramatic bubble-busting predictions sold newspapers and perhaps made some Westerners feel better about themselves) and thus senior firm management at many firms were reluctant to invest heavily with new hires in China, especially considering the recession in West. With the worst recession of our lifetime in full swing, most US firms were on a global hiring freeze and trying to avoid more layoffs, rather than trying to hire laterals for China. The feeling was also that if there was a need to staff up on some deals in China, it could be done by sending over associates not busy in US, at least temporarily, which was a band-aid on what was becoming an understaffing problem. Further, it was just bad internal politics back them for a partner at a US firm in Asia or elsewhere to try to pressure their management for lateral hires because of the big push in ’09 to keep down costs and try to salvage profit numbers (to help recruit and retain partners) in the midst of a major recession.

By late ’09, some firms which had been in global hiring freeze started to make exceptions in China and allowed a hire here or there. In the first half of ’10, this trend continued. By the second half of ’10, it was a bit easier for top firms to get the green light from their global management to make more hires in China, but all during ’10, many of their associates in Hong Kong and the mainland were being heavily recruited by banks, firms and other entities, due to being in full scale boom that showed no signs of slowing down (for the most part).

Also, from late ’09 through today there have been some key Hong Kong local cap markets / corporate group acquisitions by top US firms. This has been a relatively new trend and global firm managements put a lot of focus on bringing in these groups. In order to have a local Hong Kong practice, foreign firms in Hong Kong must have an office with 50% or more of their total attorneys Hong Kong qualified. This numbers ratio issue, as well as the expensive investment firms were making on Hong Kong local practices, kept a number of firms from having the full green light to hire US associates in Hong Kong / China.

During the past 18 months there have been a number of events or predicted events that many economists predicted would fantastically derail China’s boom economy (selling more newspapers of course in the process), but China has blown through each hurdle and all the while giving global firm managements more confidence to fully invest in hiring in China. In mid ’10, the crisis in Greece and the EU caused the world markets to fall, including in Asia, and the thought amongst people we met with in Hong Kong / China at the time was that IPOs might finally slow down for a while, that China would push through the ABC deal and then things may be flat for a while. There was concern for a few weeks, but soon after deal flow continued to boom as never before.

In fact ’10 was the biggest year ever for IPOs in Hong Kong / China. No one expects this level of deal flow to continue at quite this pace even if the general boom continues for years. Also, IPO work is becoming more commoditized, with pressure on rates, it is not likely that top firms will get top rates for this work at boom deal flow levels indefinitely (there will still be a ton of this work, but firms will have to also diversify more into other corporate areas), even if the boom continues. However, because things have been so hot and now for more than 18 months and show no signs of slowing down throughout ’11 and into ‘12, global firm management at firms have caved in to their China partners requests for full green light to make US associate and other attorney hires. Another factor in this full green light happening at most firms is because it is natural to make such decisions at or near the end of a calendar or fiscal year and also firms realize many of their peers are doing same.

So we now have a situation where US partners in Hong Kong / China have been understaffed for 18 months, at some times badly understaffed, while they have been pitching global firm management for many months to allow more hires, and all of the sudden there is a full green light.

We know of some top firms, for example, in which US partners in Hong Kong / China had to, as recently as November ’10, jump through hoops for weeks to get clearance to give an offer letter to a US associate they verbally offered. Some of these same firms in December ‘10 and January ’11 are suddenly being given the green light by management to hire as many as 10 US associates in Hong Kong / China.

US partners in Hong Kong / China are finding out quickly though that while they had for two years the luxury of always being able to interview and hire the perfect candidate on paper, the native Chinese cap markets mid-level from a top 5 NYC firm for example, because they constantly had a roster of 5+ of such candidates, nowadays suddenly they are having to scramble to recruit these candidates, who are quickly coming off the market and not only receiving offers left and right, but also turning them down (can only join one firm after all).

Thus, there is some constructive panic going on in US biglaw hiring circles in Hong Kong / China and top firms are going to have to drop their selectivity somewhat. The top tier firms will make concessions on practice fit before they make concessions on academics. The 2ndtier firms typically are quicker to make concessions on academics before practice fit. Most firms are still going after fluent Mandarin speakers (or in many cases Korean speakers) but the pressure on the market is causing more “English only is ok” to pop up.

Also, keep in mind that if you happen to be native Chinese and at a top NYC firm and give notice this quarter due to a lateral move to Hong Kong / China, your firm may pull out all the stops to convince you to rescind your offer acceptance (even if you accepted the offer months ago and your new firm gave you flexibility with start date and is counting on you to join them). Such efforts will include a big show with senior partners, including in many cases the firm chairman or global practice head, stopping by your office to convince you to not worry about your new position and just transfer with them. Suddenly transfer requests that were turned down or put off indefinitely become instantly approved, with talk of you being the star of your class, with realistic shot at partner down the road, and that the firm will try to give you your specific practice preference in Hong Kong / China, even if you don’t want to help staff the IPO deals booming through. It may sound comical, but it is happening at some firms. Try to keep things in perspective.

Why will this sizzling hiring boom, which we feel for this quarter will be stronger than ’07, only last some months? Well, once the understaffed US practices in Hong Kong / China quickly reach critical mass, take care of their understaffing problem of the past 18 months as quickly as possible, hiring will naturally level off. As deal flow continues at boom levels, there will of course be plenty of US associate openings in Hong Kong / China, but not multiple openings at the majority of firms, and not 5 to 10 openings at once at some top firms.

There are two crises facing Social Security. First the program has a gigantic unfunded liability, largely caused by demographics. Second, the program is a very bad deal for younger workers, making them pay record amounts of tax in exchange for comparatively meager benefits. This video explains how personal accounts can solve both problems, and also notes that nations as varied as Australia, Chile, Sweden, and Hong Kong have implemented this pro-growth reform.

Social Security reform received a good bit of attention in the past two decades. President Clinton openly flirted with the idea, and President Bush explicitly endorsed the concept. But it has faded from the public square in recent years. But this may be about to change. Personal accounts are part of Congressman Paul Ryan’s Roadmap proposal, and recent polls show continued strong support for letting younger workers shift some of their payroll taxes to individual accounts.

Equally important, the American people understand that Social Security’s finances are unsustainable. They may not know specific numbers, but they know politicians have created a house of cards, which is why jokes about the system are so easily understandable.

President Obama thinks the answer is higher taxes, which is hardly a surprise. But making people pay more is hardly an attractive option, unless you’re the type of person who thinks it’s okay to give people a hamburger and charge them for a steak.

Other nations have figured out the right approach. Australia began to implement personal accounts back in the mid-1980s, and the results have been remarkable. The government’s finances are stronger. National saving has increased. But most important, people now can look forward to a safer and more secure retirement. Another great example is Chile, which set up personal accounts in the early 1980s. This interview with Jose Pinera, who designed the Chilean system, is a great summary of why personal accounts are necessary. All told, about 30 nations around the world have set up some form of personal accounts. Even  Sweden, which the left usually wants to mimic,  has partially privatized its Social Security system.

It also should be noted that personal accounts would be good for growth and competitiveness. Reforming a tax-and-transfer entitlement scheme into a system of private savings will boost jobs by lowering the marginal tax rate on work. Personal accounts also will boost private savings. And Social Security reform will reduce the long-run burden of government spending, something that is desperately needed if we want to avoid the kind of fiscal crisis that is afflicting European welfare states such as Greece.

Last but not least, it is important to understand that personal retirement accounts are not a free lunch. Social Security is a pay-as-you-go system, so if we let younger workers shift their payroll taxes to individual accounts, that means the money won’t be there to pay benefits to current retirees. Fulfilling the government’s promise to those retirees, as well as to older workers who wouldn’t have time to benefit from the new system, will require a lot of money over the next couple of decades, probably more than $5 trillion.

That’s a shocking number, but it’s important to remember that it would be even more expensive to bail out the current system. As I explain at the conclusion of the video, we’re in a deep hole, but it will be easier to climb out if we implement real reform.

Note: You can follow my other blogging and commentary on twitter by clicking here.

benchcraft company portland or

Rachel Maddow - Fox <b>News</b> - Egypt Revolution | Mediaite

Rachel Maddow's patience with Fox News appears to have finally fully waned. Having spent a good amount of time on her program calmly arguing her side of the story in an attempt to debunk the loudest voices of her rival network, ...

Econbrowser: The employment <b>news</b> is good (I think)

The employment news is good (I think). The Bureau of Labor Statistics reported yesterday that the unemployment rate has fallen from 9.8% in November to 9.0% in January, as big a two-month drop as we've seen in the last 50 years (hooray! ...

Fashion <b>News</b> - Week in Review: Kate Moss Gets Engaged, Gisele <b>...</b>

Here's all the fashion news that's fit to print! Enjoy!

benchcraft company scam
style="text-align: center;">

/> [style="text-decoration: underline;">Ed. note: This post is authored by Evan Jowers and Robert Kinney of Kinney Recruiting, sponsor of the Asia Chronicles. Kinney has made more placements of U.S. associates and partners in Asia than any other firm in the past four years. You can reach them by email: asia at kinneyrecruiting dot com.]

Evan here. As we have been predicted would happen in past posts, a sizzling biglaw US associate lateral hiring boom has arrived in Hong Kong / China for the first quarter ’11. We expect this hiring boom to continue until spring, with hiring being steady afterwards but dropping to more normal levels.

A “perfect storm” has developed, causing many US and UK firms in Hong Kong / China to have multiple US corporate / cap markets urgent openings at one time now.

A lot of these top firms in Hong Kong / China have been understaffed since late 2009. When the global recession went into full swing in late 2008, the downturn had started to seriously affect biglaw deal flow in China (about a year after negative effects were felt in US and other Western markets), with IPOs coming to a stop. There was misguided concern at the time that because China had some dependence on US exports for its economy to be fully fueled, China would be heading into a bubble-busting down turn, even much worse than what was taking place in the US. However, in mid-’09, deal flow in China was booming again, fueled in large part by China’s own consumer economy expanding rapidly. This was no surprise to many of us who have observed China for several years. After all, 2009 was the year that China over took the US in new cars purchased annually, China overtook India in gold purchased annually, and the Asia Pacific Region overtook North America in daily commercial flights. id="more-55522">

But much of the world was skeptical the boom could continue more than a short time (dramatic bubble-busting predictions sold newspapers and perhaps made some Westerners feel better about themselves) and thus senior firm management at many firms were reluctant to invest heavily with new hires in China, especially considering the recession in West. With the worst recession of our lifetime in full swing, most US firms were on a global hiring freeze and trying to avoid more layoffs, rather than trying to hire laterals for China. The feeling was also that if there was a need to staff up on some deals in China, it could be done by sending over associates not busy in US, at least temporarily, which was a band-aid on what was becoming an understaffing problem. Further, it was just bad internal politics back them for a partner at a US firm in Asia or elsewhere to try to pressure their management for lateral hires because of the big push in ’09 to keep down costs and try to salvage profit numbers (to help recruit and retain partners) in the midst of a major recession.

By late ’09, some firms which had been in global hiring freeze started to make exceptions in China and allowed a hire here or there. In the first half of ’10, this trend continued. By the second half of ’10, it was a bit easier for top firms to get the green light from their global management to make more hires in China, but all during ’10, many of their associates in Hong Kong and the mainland were being heavily recruited by banks, firms and other entities, due to being in full scale boom that showed no signs of slowing down (for the most part).

Also, from late ’09 through today there have been some key Hong Kong local cap markets / corporate group acquisitions by top US firms. This has been a relatively new trend and global firm managements put a lot of focus on bringing in these groups. In order to have a local Hong Kong practice, foreign firms in Hong Kong must have an office with 50% or more of their total attorneys Hong Kong qualified. This numbers ratio issue, as well as the expensive investment firms were making on Hong Kong local practices, kept a number of firms from having the full green light to hire US associates in Hong Kong / China.

During the past 18 months there have been a number of events or predicted events that many economists predicted would fantastically derail China’s boom economy (selling more newspapers of course in the process), but China has blown through each hurdle and all the while giving global firm managements more confidence to fully invest in hiring in China. In mid ’10, the crisis in Greece and the EU caused the world markets to fall, including in Asia, and the thought amongst people we met with in Hong Kong / China at the time was that IPOs might finally slow down for a while, that China would push through the ABC deal and then things may be flat for a while. There was concern for a few weeks, but soon after deal flow continued to boom as never before.

In fact ’10 was the biggest year ever for IPOs in Hong Kong / China. No one expects this level of deal flow to continue at quite this pace even if the general boom continues for years. Also, IPO work is becoming more commoditized, with pressure on rates, it is not likely that top firms will get top rates for this work at boom deal flow levels indefinitely (there will still be a ton of this work, but firms will have to also diversify more into other corporate areas), even if the boom continues. However, because things have been so hot and now for more than 18 months and show no signs of slowing down throughout ’11 and into ‘12, global firm management at firms have caved in to their China partners requests for full green light to make US associate and other attorney hires. Another factor in this full green light happening at most firms is because it is natural to make such decisions at or near the end of a calendar or fiscal year and also firms realize many of their peers are doing same.

So we now have a situation where US partners in Hong Kong / China have been understaffed for 18 months, at some times badly understaffed, while they have been pitching global firm management for many months to allow more hires, and all of the sudden there is a full green light.

We know of some top firms, for example, in which US partners in Hong Kong / China had to, as recently as November ’10, jump through hoops for weeks to get clearance to give an offer letter to a US associate they verbally offered. Some of these same firms in December ‘10 and January ’11 are suddenly being given the green light by management to hire as many as 10 US associates in Hong Kong / China.

US partners in Hong Kong / China are finding out quickly though that while they had for two years the luxury of always being able to interview and hire the perfect candidate on paper, the native Chinese cap markets mid-level from a top 5 NYC firm for example, because they constantly had a roster of 5+ of such candidates, nowadays suddenly they are having to scramble to recruit these candidates, who are quickly coming off the market and not only receiving offers left and right, but also turning them down (can only join one firm after all).

Thus, there is some constructive panic going on in US biglaw hiring circles in Hong Kong / China and top firms are going to have to drop their selectivity somewhat. The top tier firms will make concessions on practice fit before they make concessions on academics. The 2ndtier firms typically are quicker to make concessions on academics before practice fit. Most firms are still going after fluent Mandarin speakers (or in many cases Korean speakers) but the pressure on the market is causing more “English only is ok” to pop up.

Also, keep in mind that if you happen to be native Chinese and at a top NYC firm and give notice this quarter due to a lateral move to Hong Kong / China, your firm may pull out all the stops to convince you to rescind your offer acceptance (even if you accepted the offer months ago and your new firm gave you flexibility with start date and is counting on you to join them). Such efforts will include a big show with senior partners, including in many cases the firm chairman or global practice head, stopping by your office to convince you to not worry about your new position and just transfer with them. Suddenly transfer requests that were turned down or put off indefinitely become instantly approved, with talk of you being the star of your class, with realistic shot at partner down the road, and that the firm will try to give you your specific practice preference in Hong Kong / China, even if you don’t want to help staff the IPO deals booming through. It may sound comical, but it is happening at some firms. Try to keep things in perspective.

Why will this sizzling hiring boom, which we feel for this quarter will be stronger than ’07, only last some months? Well, once the understaffed US practices in Hong Kong / China quickly reach critical mass, take care of their understaffing problem of the past 18 months as quickly as possible, hiring will naturally level off. As deal flow continues at boom levels, there will of course be plenty of US associate openings in Hong Kong / China, but not multiple openings at the majority of firms, and not 5 to 10 openings at once at some top firms.

There are two crises facing Social Security. First the program has a gigantic unfunded liability, largely caused by demographics. Second, the program is a very bad deal for younger workers, making them pay record amounts of tax in exchange for comparatively meager benefits. This video explains how personal accounts can solve both problems, and also notes that nations as varied as Australia, Chile, Sweden, and Hong Kong have implemented this pro-growth reform.

Social Security reform received a good bit of attention in the past two decades. President Clinton openly flirted with the idea, and President Bush explicitly endorsed the concept. But it has faded from the public square in recent years. But this may be about to change. Personal accounts are part of Congressman Paul Ryan’s Roadmap proposal, and recent polls show continued strong support for letting younger workers shift some of their payroll taxes to individual accounts.

Equally important, the American people understand that Social Security’s finances are unsustainable. They may not know specific numbers, but they know politicians have created a house of cards, which is why jokes about the system are so easily understandable.

President Obama thinks the answer is higher taxes, which is hardly a surprise. But making people pay more is hardly an attractive option, unless you’re the type of person who thinks it’s okay to give people a hamburger and charge them for a steak.

Other nations have figured out the right approach. Australia began to implement personal accounts back in the mid-1980s, and the results have been remarkable. The government’s finances are stronger. National saving has increased. But most important, people now can look forward to a safer and more secure retirement. Another great example is Chile, which set up personal accounts in the early 1980s. This interview with Jose Pinera, who designed the Chilean system, is a great summary of why personal accounts are necessary. All told, about 30 nations around the world have set up some form of personal accounts. Even  Sweden, which the left usually wants to mimic,  has partially privatized its Social Security system.

It also should be noted that personal accounts would be good for growth and competitiveness. Reforming a tax-and-transfer entitlement scheme into a system of private savings will boost jobs by lowering the marginal tax rate on work. Personal accounts also will boost private savings. And Social Security reform will reduce the long-run burden of government spending, something that is desperately needed if we want to avoid the kind of fiscal crisis that is afflicting European welfare states such as Greece.

Last but not least, it is important to understand that personal retirement accounts are not a free lunch. Social Security is a pay-as-you-go system, so if we let younger workers shift their payroll taxes to individual accounts, that means the money won’t be there to pay benefits to current retirees. Fulfilling the government’s promise to those retirees, as well as to older workers who wouldn’t have time to benefit from the new system, will require a lot of money over the next couple of decades, probably more than $5 trillion.

That’s a shocking number, but it’s important to remember that it would be even more expensive to bail out the current system. As I explain at the conclusion of the video, we’re in a deep hole, but it will be easier to climb out if we implement real reform.

Note: You can follow my other blogging and commentary on twitter by clicking here.

benchcraft company portland or

Rachel Maddow - Fox <b>News</b> - Egypt Revolution | Mediaite

Rachel Maddow's patience with Fox News appears to have finally fully waned. Having spent a good amount of time on her program calmly arguing her side of the story in an attempt to debunk the loudest voices of her rival network, ...

Econbrowser: The employment <b>news</b> is good (I think)

The employment news is good (I think). The Bureau of Labor Statistics reported yesterday that the unemployment rate has fallen from 9.8% in November to 9.0% in January, as big a two-month drop as we've seen in the last 50 years (hooray! ...

Fashion <b>News</b> - Week in Review: Kate Moss Gets Engaged, Gisele <b>...</b>

Here's all the fashion news that's fit to print! Enjoy!

benchcraft company scam
[reefeed]
bench craft company reviews

benchcraft company scam

Rachel Maddow - Fox <b>News</b> - Egypt Revolution | Mediaite

Rachel Maddow's patience with Fox News appears to have finally fully waned. Having spent a good amount of time on her program calmly arguing her side of the story in an attempt to debunk the loudest voices of her rival network, ...

Econbrowser: The employment <b>news</b> is good (I think)

The employment news is good (I think). The Bureau of Labor Statistics reported yesterday that the unemployment rate has fallen from 9.8% in November to 9.0% in January, as big a two-month drop as we've seen in the last 50 years (hooray! ...

Fashion <b>News</b> - Week in Review: Kate Moss Gets Engaged, Gisele <b>...</b>

Here's all the fashion news that's fit to print! Enjoy!

bench craft company reviews
style="text-align: center;">

/> [style="text-decoration: underline;">Ed. note: This post is authored by Evan Jowers and Robert Kinney of Kinney Recruiting, sponsor of the Asia Chronicles. Kinney has made more placements of U.S. associates and partners in Asia than any other firm in the past four years. You can reach them by email: asia at kinneyrecruiting dot com.]

Evan here. As we have been predicted would happen in past posts, a sizzling biglaw US associate lateral hiring boom has arrived in Hong Kong / China for the first quarter ’11. We expect this hiring boom to continue until spring, with hiring being steady afterwards but dropping to more normal levels.

A “perfect storm” has developed, causing many US and UK firms in Hong Kong / China to have multiple US corporate / cap markets urgent openings at one time now.

A lot of these top firms in Hong Kong / China have been understaffed since late 2009. When the global recession went into full swing in late 2008, the downturn had started to seriously affect biglaw deal flow in China (about a year after negative effects were felt in US and other Western markets), with IPOs coming to a stop. There was misguided concern at the time that because China had some dependence on US exports for its economy to be fully fueled, China would be heading into a bubble-busting down turn, even much worse than what was taking place in the US. However, in mid-’09, deal flow in China was booming again, fueled in large part by China’s own consumer economy expanding rapidly. This was no surprise to many of us who have observed China for several years. After all, 2009 was the year that China over took the US in new cars purchased annually, China overtook India in gold purchased annually, and the Asia Pacific Region overtook North America in daily commercial flights. id="more-55522">

But much of the world was skeptical the boom could continue more than a short time (dramatic bubble-busting predictions sold newspapers and perhaps made some Westerners feel better about themselves) and thus senior firm management at many firms were reluctant to invest heavily with new hires in China, especially considering the recession in West. With the worst recession of our lifetime in full swing, most US firms were on a global hiring freeze and trying to avoid more layoffs, rather than trying to hire laterals for China. The feeling was also that if there was a need to staff up on some deals in China, it could be done by sending over associates not busy in US, at least temporarily, which was a band-aid on what was becoming an understaffing problem. Further, it was just bad internal politics back them for a partner at a US firm in Asia or elsewhere to try to pressure their management for lateral hires because of the big push in ’09 to keep down costs and try to salvage profit numbers (to help recruit and retain partners) in the midst of a major recession.

By late ’09, some firms which had been in global hiring freeze started to make exceptions in China and allowed a hire here or there. In the first half of ’10, this trend continued. By the second half of ’10, it was a bit easier for top firms to get the green light from their global management to make more hires in China, but all during ’10, many of their associates in Hong Kong and the mainland were being heavily recruited by banks, firms and other entities, due to being in full scale boom that showed no signs of slowing down (for the most part).

Also, from late ’09 through today there have been some key Hong Kong local cap markets / corporate group acquisitions by top US firms. This has been a relatively new trend and global firm managements put a lot of focus on bringing in these groups. In order to have a local Hong Kong practice, foreign firms in Hong Kong must have an office with 50% or more of their total attorneys Hong Kong qualified. This numbers ratio issue, as well as the expensive investment firms were making on Hong Kong local practices, kept a number of firms from having the full green light to hire US associates in Hong Kong / China.

During the past 18 months there have been a number of events or predicted events that many economists predicted would fantastically derail China’s boom economy (selling more newspapers of course in the process), but China has blown through each hurdle and all the while giving global firm managements more confidence to fully invest in hiring in China. In mid ’10, the crisis in Greece and the EU caused the world markets to fall, including in Asia, and the thought amongst people we met with in Hong Kong / China at the time was that IPOs might finally slow down for a while, that China would push through the ABC deal and then things may be flat for a while. There was concern for a few weeks, but soon after deal flow continued to boom as never before.

In fact ’10 was the biggest year ever for IPOs in Hong Kong / China. No one expects this level of deal flow to continue at quite this pace even if the general boom continues for years. Also, IPO work is becoming more commoditized, with pressure on rates, it is not likely that top firms will get top rates for this work at boom deal flow levels indefinitely (there will still be a ton of this work, but firms will have to also diversify more into other corporate areas), even if the boom continues. However, because things have been so hot and now for more than 18 months and show no signs of slowing down throughout ’11 and into ‘12, global firm management at firms have caved in to their China partners requests for full green light to make US associate and other attorney hires. Another factor in this full green light happening at most firms is because it is natural to make such decisions at or near the end of a calendar or fiscal year and also firms realize many of their peers are doing same.

So we now have a situation where US partners in Hong Kong / China have been understaffed for 18 months, at some times badly understaffed, while they have been pitching global firm management for many months to allow more hires, and all of the sudden there is a full green light.

We know of some top firms, for example, in which US partners in Hong Kong / China had to, as recently as November ’10, jump through hoops for weeks to get clearance to give an offer letter to a US associate they verbally offered. Some of these same firms in December ‘10 and January ’11 are suddenly being given the green light by management to hire as many as 10 US associates in Hong Kong / China.

US partners in Hong Kong / China are finding out quickly though that while they had for two years the luxury of always being able to interview and hire the perfect candidate on paper, the native Chinese cap markets mid-level from a top 5 NYC firm for example, because they constantly had a roster of 5+ of such candidates, nowadays suddenly they are having to scramble to recruit these candidates, who are quickly coming off the market and not only receiving offers left and right, but also turning them down (can only join one firm after all).

Thus, there is some constructive panic going on in US biglaw hiring circles in Hong Kong / China and top firms are going to have to drop their selectivity somewhat. The top tier firms will make concessions on practice fit before they make concessions on academics. The 2ndtier firms typically are quicker to make concessions on academics before practice fit. Most firms are still going after fluent Mandarin speakers (or in many cases Korean speakers) but the pressure on the market is causing more “English only is ok” to pop up.

Also, keep in mind that if you happen to be native Chinese and at a top NYC firm and give notice this quarter due to a lateral move to Hong Kong / China, your firm may pull out all the stops to convince you to rescind your offer acceptance (even if you accepted the offer months ago and your new firm gave you flexibility with start date and is counting on you to join them). Such efforts will include a big show with senior partners, including in many cases the firm chairman or global practice head, stopping by your office to convince you to not worry about your new position and just transfer with them. Suddenly transfer requests that were turned down or put off indefinitely become instantly approved, with talk of you being the star of your class, with realistic shot at partner down the road, and that the firm will try to give you your specific practice preference in Hong Kong / China, even if you don’t want to help staff the IPO deals booming through. It may sound comical, but it is happening at some firms. Try to keep things in perspective.

Why will this sizzling hiring boom, which we feel for this quarter will be stronger than ’07, only last some months? Well, once the understaffed US practices in Hong Kong / China quickly reach critical mass, take care of their understaffing problem of the past 18 months as quickly as possible, hiring will naturally level off. As deal flow continues at boom levels, there will of course be plenty of US associate openings in Hong Kong / China, but not multiple openings at the majority of firms, and not 5 to 10 openings at once at some top firms.

There are two crises facing Social Security. First the program has a gigantic unfunded liability, largely caused by demographics. Second, the program is a very bad deal for younger workers, making them pay record amounts of tax in exchange for comparatively meager benefits. This video explains how personal accounts can solve both problems, and also notes that nations as varied as Australia, Chile, Sweden, and Hong Kong have implemented this pro-growth reform.

Social Security reform received a good bit of attention in the past two decades. President Clinton openly flirted with the idea, and President Bush explicitly endorsed the concept. But it has faded from the public square in recent years. But this may be about to change. Personal accounts are part of Congressman Paul Ryan’s Roadmap proposal, and recent polls show continued strong support for letting younger workers shift some of their payroll taxes to individual accounts.

Equally important, the American people understand that Social Security’s finances are unsustainable. They may not know specific numbers, but they know politicians have created a house of cards, which is why jokes about the system are so easily understandable.

President Obama thinks the answer is higher taxes, which is hardly a surprise. But making people pay more is hardly an attractive option, unless you’re the type of person who thinks it’s okay to give people a hamburger and charge them for a steak.

Other nations have figured out the right approach. Australia began to implement personal accounts back in the mid-1980s, and the results have been remarkable. The government’s finances are stronger. National saving has increased. But most important, people now can look forward to a safer and more secure retirement. Another great example is Chile, which set up personal accounts in the early 1980s. This interview with Jose Pinera, who designed the Chilean system, is a great summary of why personal accounts are necessary. All told, about 30 nations around the world have set up some form of personal accounts. Even  Sweden, which the left usually wants to mimic,  has partially privatized its Social Security system.

It also should be noted that personal accounts would be good for growth and competitiveness. Reforming a tax-and-transfer entitlement scheme into a system of private savings will boost jobs by lowering the marginal tax rate on work. Personal accounts also will boost private savings. And Social Security reform will reduce the long-run burden of government spending, something that is desperately needed if we want to avoid the kind of fiscal crisis that is afflicting European welfare states such as Greece.

Last but not least, it is important to understand that personal retirement accounts are not a free lunch. Social Security is a pay-as-you-go system, so if we let younger workers shift their payroll taxes to individual accounts, that means the money won’t be there to pay benefits to current retirees. Fulfilling the government’s promise to those retirees, as well as to older workers who wouldn’t have time to benefit from the new system, will require a lot of money over the next couple of decades, probably more than $5 trillion.

That’s a shocking number, but it’s important to remember that it would be even more expensive to bail out the current system. As I explain at the conclusion of the video, we’re in a deep hole, but it will be easier to climb out if we implement real reform.

Note: You can follow my other blogging and commentary on twitter by clicking here.

benchcraft company portland or

benchcraft company scam

Rachel Maddow - Fox <b>News</b> - Egypt Revolution | Mediaite

Rachel Maddow's patience with Fox News appears to have finally fully waned. Having spent a good amount of time on her program calmly arguing her side of the story in an attempt to debunk the loudest voices of her rival network, ...

Econbrowser: The employment <b>news</b> is good (I think)

The employment news is good (I think). The Bureau of Labor Statistics reported yesterday that the unemployment rate has fallen from 9.8% in November to 9.0% in January, as big a two-month drop as we've seen in the last 50 years (hooray! ...

Fashion <b>News</b> - Week in Review: Kate Moss Gets Engaged, Gisele <b>...</b>

Here's all the fashion news that's fit to print! Enjoy!

bench craft company reviews

benchcraft company scam

Rachel Maddow - Fox <b>News</b> - Egypt Revolution | Mediaite

Rachel Maddow's patience with Fox News appears to have finally fully waned. Having spent a good amount of time on her program calmly arguing her side of the story in an attempt to debunk the loudest voices of her rival network, ...

Econbrowser: The employment <b>news</b> is good (I think)

The employment news is good (I think). The Bureau of Labor Statistics reported yesterday that the unemployment rate has fallen from 9.8% in November to 9.0% in January, as big a two-month drop as we've seen in the last 50 years (hooray! ...

Fashion <b>News</b> - Week in Review: Kate Moss Gets Engaged, Gisele <b>...</b>

Here's all the fashion news that's fit to print! Enjoy!

benchcraft company portland or

Rachel Maddow - Fox <b>News</b> - Egypt Revolution | Mediaite

Rachel Maddow's patience with Fox News appears to have finally fully waned. Having spent a good amount of time on her program calmly arguing her side of the story in an attempt to debunk the loudest voices of her rival network, ...

Econbrowser: The employment <b>news</b> is good (I think)

The employment news is good (I think). The Bureau of Labor Statistics reported yesterday that the unemployment rate has fallen from 9.8% in November to 9.0% in January, as big a two-month drop as we've seen in the last 50 years (hooray! ...

Fashion <b>News</b> - Week in Review: Kate Moss Gets Engaged, Gisele <b>...</b>

Here's all the fashion news that's fit to print! Enjoy!

benchcraft company scam

Rachel Maddow - Fox <b>News</b> - Egypt Revolution | Mediaite

Rachel Maddow's patience with Fox News appears to have finally fully waned. Having spent a good amount of time on her program calmly arguing her side of the story in an attempt to debunk the loudest voices of her rival network, ...

Econbrowser: The employment <b>news</b> is good (I think)

The employment news is good (I think). The Bureau of Labor Statistics reported yesterday that the unemployment rate has fallen from 9.8% in November to 9.0% in January, as big a two-month drop as we've seen in the last 50 years (hooray! ...

Fashion <b>News</b> - Week in Review: Kate Moss Gets Engaged, Gisele <b>...</b>

Here's all the fashion news that's fit to print! Enjoy!

how to lose weight fast benchcraft company portland or
bench craft company reviews

bench craft company reviews
benchcraft company portland or

Rachel Maddow - Fox <b>News</b> - Egypt Revolution | Mediaite

Rachel Maddow's patience with Fox News appears to have finally fully waned. Having spent a good amount of time on her program calmly arguing her side of the story in an attempt to debunk the loudest voices of her rival network, ...

Econbrowser: The employment <b>news</b> is good (I think)

The employment news is good (I think). The Bureau of Labor Statistics reported yesterday that the unemployment rate has fallen from 9.8% in November to 9.0% in January, as big a two-month drop as we've seen in the last 50 years (hooray! ...

Fashion <b>News</b> - Week in Review: Kate Moss Gets Engaged, Gisele <b>...</b>

Here's all the fashion news that's fit to print! Enjoy!

benchcraft company scam

It's Christmas time again and that comes with spending money on gifts for loved ones. With the economy doing so badly and the millions that are currently unemployed, Christmas is going to be a hard time this year for many families in the rough. So you need to set a budget and not run up a huge bill on Christmas. You have to spend within reason of your own personal income. Here are a few tips on trying to budget your money this holiday season.

Christmas Budget Tip #1

First of all you need decide how much money you can actually afford to spend on Christmas. Did you get laid off last month and this year has been tough? Maybe you can come up with $300? Well however much money you made you need to think of a number and stick to it. You need to stick to your number to avoid the January hangover effect. Many people know about that feeling. People just go out and buy more and more and more and when it comes time to pay? They can't afford it and end up paying five times what it was worth. You need to make a reasonable and realistic budget that will not destroy your finances.

Christmas Budget Tip #2

Next you need to sit down and prioritize those who need gifts. Just make a list of the relatives and friends you will be purchasing gifts for this Christmas. Put down how much money you can reasonably spend beside each person on the list. You may also add a teacher or co-worker in case your buying a gift for someone like that. Before you can do anything you need to establish this list of who you are purchasing gifts for. If you have to take some people off the list or reduce some of the money beside someone's name then that's what you have to do. You might even need to cut back how much you spend on yourself. Remember this is a Christmas budget and it is not all about you.

Christmas Budget Tip #3

When you come to the point where you completed your list, fold the piece of paper up. Put it in your wallet or purse and when you see something that you can buy for a person, you put it on the list. Subtract that from how much you put down for the person. If the gift you just bought cost more, you need to cut money from someone else. If you have underspent, you can add the extra money to someone else on the list. Then say you find a Christmas sale and get the gifts you need for a discount. Then you can save even more more in your budget.

Christmas Budget Tip #4

Now your list is done and you may have even spent less money than you thought. Well you need to consider holiday wrapping items in your budget. Things such as gift tags, ribbons, wrapping paper, and tape. Also you might want to buy Christmas cards for someone to go along with the gift.

Christmas Budget Tip #5

If you are a compulsive buyer and will go ahead and spend not thinking of your budget. Then you should bring a limit of cash with you and leave the credit cards at home. You might have to do this to control your amount of spending. Once the cash is gone then no more gifts. You don't want to spend money you don't have. Just flat out stay away from the credit cards. You will enjoy yourself this Christmas season better if you don't go bankrupt shopping for presents. Stick to your budget and don't overspend!


big seminar 14

Rachel Maddow - Fox <b>News</b> - Egypt Revolution | Mediaite

Rachel Maddow's patience with Fox News appears to have finally fully waned. Having spent a good amount of time on her program calmly arguing her side of the story in an attempt to debunk the loudest voices of her rival network, ...

Econbrowser: The employment <b>news</b> is good (I think)

The employment news is good (I think). The Bureau of Labor Statistics reported yesterday that the unemployment rate has fallen from 9.8% in November to 9.0% in January, as big a two-month drop as we've seen in the last 50 years (hooray! ...

Fashion <b>News</b> - Week in Review: Kate Moss Gets Engaged, Gisele <b>...</b>

Here's all the fashion news that's fit to print! Enjoy!

big seminar 14

Rachel Maddow - Fox <b>News</b> - Egypt Revolution | Mediaite

Rachel Maddow's patience with Fox News appears to have finally fully waned. Having spent a good amount of time on her program calmly arguing her side of the story in an attempt to debunk the loudest voices of her rival network, ...

Econbrowser: The employment <b>news</b> is good (I think)

The employment news is good (I think). The Bureau of Labor Statistics reported yesterday that the unemployment rate has fallen from 9.8% in November to 9.0% in January, as big a two-month drop as we've seen in the last 50 years (hooray! ...

Fashion <b>News</b> - Week in Review: Kate Moss Gets Engaged, Gisele <b>...</b>

Here's all the fashion news that's fit to print! Enjoy!

big seminar 14

Making Money With Options

Dear Miss Bob, I am a really good actress and I’m really hot looking, although my posture could stand a little work. I lo-o-o-ove acting, ever since I was cast as the angel in my Sunday School Christmas pageant. Not “an angel,” mind you, “the angel.” Here’s the thing, I would like to be an actress but I am terribly shy and don’t want to be approached by people and bothered by the press. What should I do? Sincerely, B.S. McActress

Dear B.S., There are plenty of options for people who want to act but don’t like the attention generated by the press and those icky fans. You could try community theater where you will have a wide choice of roles and even get the chance to paint props, sew costumes, and strike sets. Or you could do what the rest of us do—get a job and act like you like it. If the job thing doesn’t work out for you, you might try marriage. Your friend, Miss Bob

Pity poor Kristen Stewart—she can’t go to the mall. Surely everyone who has ever been to the mall can sympathize—would I rather have millions of dollars or be able to spend the pittance I’m making flipping burgers on cool stuff at Hot Topic? Well…no contest…let’s go to the mall.

Stewart is also bothered because she “can’t be outside often.” The Associated Press reports that she shared these feelings in the February issue of Vogue. Please don’t think she’s shallow—she is also concerned about how to spend “the money she’s made from her work.” (Could someone remind Ms. Stewart that, as always, my mailing address is readily available?)

As the sexiest man on television (Stephen Colbert) would say, “Oh-Boo-Hoo.” Privacy is the price you pay for fame whether you’re a hot young actress, a politician, or Charles Manson. It’s a trade-off; prospective celebrities make a decision, “Do I want to be ignored or do I want to be famous and make lots of money doing a job I love?” Non-celebrities make similar choices every day (do I want the station wagon that will carry the whole family and groceries or should I get the sexy convertible? Regular or diet? Paper or plastic?); we just don’t know it because the paparazzi aren’t following their (our) every move.

Continued on the next page

In the Pacific Northwest, Seattle is the king of local burger chains. Neither Portland nor Boise can boast half as many regional franchises, leaving the vast majority of cheap burger options up to those living on the crannied coasts of Puget Sound. The two titans in this Emerald City battle for fast food-style supremacy are Red Mill Burgers and Dick's Drive-In. Seattleites are notoriously opinionated about which side of the Dick's/Red Mill line you should fall, but we'll be reviewing both here on AHT, starting with Dick's.

The first Dick's appeared in Seattle's Wallingford neighborhood in January of 1954. Much of the original structure remains today, with the large, revolving, kitschy "Drive-In Restaurant" sign in the corner of the parking lot beckoning to the hungry masses with a clear promise of the type of food served here. Prices may not exactly mirror the '50s-style architecture, but they're astoundingly inexpensive given today's woeful economic climate: $2.50 gets you the biggest burger on the menu.

That burger is the Dick's Deluxe. Two wafer-thin patties from the MacDonald Meat Co. are griddled until a lovely crust of salt envelopes the beef, then placed on a soft Franz Bakery bun and topped with shredded iceberg lettuce, mayo, mustard, chopped pickles, and gooey American cheese. The mustard comes through strongest of all, followed closely by the surprisingly sweet pickles. It's a nice pair of flavors. The whole affair is smashed flat like a McDonald's hamburger, making for one thoroughly non-photogenic sandwich, but it's definitely a (single) step up in overall quality.

For the true skinflint, Dick's offers the dirt-cheap hamburger for $1.20 and a simple cheeseburger for twenty cents more. At those prices, you can afford to fill an entire sack with burgers and go home with most of your wallet intact. Both are adorned with only a squirt of mustard and a squirt of ketchup, but chances are you won't complain. The burgers may have a tendency to underwhelm, but they are strangely satisfying, even if they're not going to put the closest Five Guys out of business anytime soon.

In a sharp departure from most burger joints of this ilk, Dick's Drive-In hand-cuts its own fries. Unfortunately, they're limp, soggy, and taste like they've been sitting out for hours. Given that the locals lining up at the windows at all hours never seem to order the fries, it's a safe bet that you shouldn't either. Be smart and spend that hard-earned money on more burgers instead.

Dick's burgers are a stupendous value, but don't drive up expecting a life-changing experience. You won't get it. Instead, you'll get a gratifying, unchallenging burger that hits the spot and does so without draining your college fund. As a meat, cheese, and salt-delivery device, it succeeds marvelously.

About the author: Adam Lindsley is a Seattle-based novelist, musician, and the author of the pizza blog, This Is Pizza. As a contributor for both Slice and A Hamburger Today, he is contractually obligated to say he loves pizza and burgers in equal amounts. Which is to say he is a polygamist.

46 Comments






Favorite this!  (1)

Tags: AHT reviews, Dick's Drive-In, reviews, Seattle, Washington

rock tops granite, rock tops granite rip off, rock tops granite rip off, rock tops granite, rock tops granite scam, rock tops granite, rock tops granite, rock tops granite, rock tops granite, rock tops granite horrible experience, rock tops granite, rock tops granite, rock tops granite rip off, rock tops granite rip off, rock tops granite, rock tops granite rip off

Egypt crisis: Security force member killed; CNN iReporter helps <b>...</b>

Read full coverage of the unrest in Egypt updated continually by CNN reporters worldwide. Send your photos and video to iReport and see CNN in Arabic here. See also this strong roundup of timely, insightful views on the wave of upheaval ...

Small Business <b>News</b>: Social Media Business Success?

Hey, is your small business using social media? Could be blogging, Facebook, Twitter, Foursquare you name it! While not so long ago there were plenty of people.

Apple to open Verizon iPhone sales February 9 | iLounge <b>News</b>

iLounge news discussing the Apple to open Verizon iPhone sales February 9. Find more Apple news from leading independent iPod, iPhone, and iPad site.

Making Money Your

Whenever you hear a business executive or politician use the term "American competitiveness," watch your wallet. Few terms in public discourse have gone so directly from obscurity to meaninglessness without any intervening period of coherence.

President Obama just appointed Jeffry Immelt, GE's CEO, to head his outside panel of economic advisors, replacing Paul Volcker. According to White House spokesman Robert Gibbs, Immelt has "agreed to work through what makes our country more competitive."

In an opinion piece for the Washington Post announcing his acceptance, Immelt wrote "there is nothing inevitable about America's declining manufacturing competitiveness if we work together to reverse it."

But what's American "competitiveness" and how do you measure it? Here are some different definitions:

• It's American exports. Okay, but the easiest way for American companies to increase their exports from the US is for their American-made products to become cheaper internationally. And for them to reduce the price of their American-made stuff they have to cut their costs of production in here. Their biggest cost is their payrolls. So it follows that the simplest way for them to become more "competitive" is to cut their payrolls -- either by substituting software and automated machinery for their US workers, or getting (or forcing) their US workers to accept wage and benefit cuts.



• It's net exports. Another way to think about American "competitiveness" is the balance of trade -- how much we import from abroad versus how much they import from us. The easiest and most direct way to improve the trade balance is to coax the value of the dollar down relative to foreign currencies (the Fed's current strategy for flooding the economy with money could have this effect). The result is everything we make becomes cheaper to the rest of the world. But even if other nations were willing to let this happen (doubtful; we'd probably have a currency war instead as they tried to coax down the value of their currencies in response), we'd pay a high price. Everything the rest of the world makes would become more expensive for us.



• It's the profits of American-based companies. In case you haven't noticed, the profits of American corporations are soaring. That's largely because sales from their foreign-based operations are booming (especially in China, Brazil, and India). It's also because they've cut their costs of production in the US (see the first item above). American-based companies have become global -- making and selling all over the world -- so their profitability has little or nothing to do with the number and quality of jobs here in the US. In fact, it may be inversely related.



• It's the number and quality of American jobs. This is my preferred definition, but on this measure we're doing terribly badly. Most Americans are imprisoned in a terrible trade-off -- they can get a job, but only one that pays considerably less than the one they used to have, or they can face unemployment or insecure contract work. The only sure way to improve the quality of jobs over the long term is to build the productivity of American workers and the US overall, which means major investments in education, infrastructure, and basic R&D. But it's far from clear American corporations and their executives will pay the taxes needed to make these investments. And the only sure way to improve the number of jobs is to give the vast middle and working classes of America sufficient purchasing power to get the economy going again. But here again, it's far from clear American corporations and their executives will be willing to push for a more progressive tax code, along with wage subsidies, that would put more money into average workers' pockets.

It's politically important for President Obama, as for any president, to be available to American business, and to avoid the moniker of being "anti-business." But the president must not be seduced into believing -- and must not allow the public to be similarly seduced into thinking -- that the well-being of American business is synonymous with the well-being of Americans.

Robert Reich is the author of Aftershock: The Next Economy and America's Future, now in bookstores. This post originally appeared at RobertReich.org.

Home typing jobs – a real way to make money from home by dina anderson get paid daily, typing at home no experience “ad companies all over the world currently have over plant propagation techniques that work great at home ” learn how to make money. Make great money working at home with my data team truth parlor get rich scheme this is a legitimate company page 1 my data team come join the team learn how to make money online typing of going to work that’s what i do to make great money. Learn how to make great money typing ads for companies an online ad saying, make $1,000 per day typing at home typing online there are plenty of companies of and ad read more how to start a typing service and make money. Xpress jobs around bangalore – oodle.com he s worked with companies like aol and clicks on one of those ads, you make money keep and i figured if i could make money from something i was already doing, how great would.

thekpow

jjcoolioz

edsonom

laticanarias

coollittlew

kalypsokink

car ins submitted on wednesday dec 31 1970 7 00 pm

fredercoao

cbraxxas

jcydubsihjddsc

deanwlover

eiderdown

ffxisawesome

mrbenz

jono64a

yerythoo

lokeoajsiekh

chibichic