On the web investing continues to grow tremendously inside the prior 10 years. A new investment speculator have to use a specialist to help type in the stock options orders.

When your money sits in the bank, you earn some interest, so why not make some extra income on your stocks and gold while they sit in your broker's vault. Dividends aren't the only way to make money on the stocks you hold long-term. "Call options" can give you some extra income on those stocks for the years they are sitting idle in an IRA account (or even in a regular account).

Here's a quick guide to how it works.

Call options are a right to buy a stock at a specific price between now and a future expiration date. If I buy an IBM December 200 call, it means I have the right to buy 100 shares of IBM for $200 per share any time between now and December, regardless of the market price. Even if IBM is at 225 in December, I can buy it for $200. I can also just sell the call for the difference in price between the two, and pocket the profit. However, from a seller's standpoint, I am selling the right to someone else, who may buy my shares for $200 any time between now and December. He pays me a premium, say $500, for this right, when IBM is at $194. I pocket the extra $500 income, and if the shares get pulled away from me at $200 per share, I still have a $600 profit there too. I just made $1100 instead of the $600 I would have made without selling the calls.

Of course, if IBM goes to $220 the next week, I might cry real tears, but there's no reason. Profit is profit, and it's never a bad thing. Never cry over a "could have made" deal, just be happy with the profits you have in hand.

However, if IBM stays in the $185 to $195 range for many months, I continue to earn extra income by selling calls against my shares. When these expire, I can sell more. It's a constant stream of income. Of course, in events such as the financial crash of the second Bush administration, when most stocks fell 40%... you will still see a loss. However, the income from the calls will help take some of the sting out of it. If you own gold bars, the same principle applies, but you'll need a commodities broker to trade these types of calls on gold.

This isn't a quick fix or guarantee against buying bad stocks or investments. If you had Citibank or Lehmen shares in 2008 or 2009, nothing would have saved you. But it does create extra income against the solid stocks you own that are not built like a house of cards. Nothing is guaranteed in the stock market, not even with blue chips, so you need all the extra income you can get.

You can also sell deep in the money calls, when you think the stock may tumble but you don't wish to sell the shares. If CAT is at 115 and you suspect a fall coming, you can sell the 100 (strike price) calls, for about $1600 or more. If it falls to 98, you will keep my stock and get enough money from the call sale to cover most of your losses.

If you want to try it, look on your broker's website for Options quotes, and start shopping for a proper "call" to sell against your shares. I always sell long-term options, and it usually works well for my account.

More from this contributor (see also) :

How I Pick Winning Stocks Year after Year

5 Types of Companies You Should Never Invest In

How to Better Diversify Your Investments

stock promoters

Hover bike: Star Wars technology brought to life (VIDEO) — RT

A hover bike resembling the ones from 'Return of the Jedi' has been developed by a US firm, bringing science fiction to life.

Hover bike: Star Wars technology brought to life (VIDEO) — RT

NBC <b>News</b> app for Xbox 360 brings streaming show clips to the <b>...</b>

While NBC News is no longer rocking the MS tag on its name, it's still tight with the Redmond crew and just launched a new app on the Xbox 360. Its well.

NBC <b>News</b> app for Xbox 360 brings streaming show clips to the <b>...</b>

Anonymous releases how-to instructions on fooling facial - RT

Here's a predicament: you don't want the government using high-tech face scanning technology to track every inch of your walk to the post office, but you also don't want to take a sledgehammer to your neighborhood ...

Anonymous releases how-to instructions on fooling facial - RT

How to make the house Wheelchair readily available. Properly first thing to discover would be the top that you include.

Is there such a thing as boat ramp etiquette? Of course there is, and most boaters are aware of it. But, as in all aspects of life, there are some people who need to be reminded that they need to practice common courtesy. These boaters should be aware of there surroundings and avoid becoming a "boat ramp hog" which can lead to "ramp rage".

Proper boating etiquette is generally responsible for the boater in question spending as little time on the ramp as possible. By establishing a routine that is followed each time the boater takes his/her boat out, this boating etiquette can become second nature. This routine has three phases, they are pre-launch, launch and loading.

The pre-launch phase of boating ramp etiquette involves preparing the boat for launch. This phase occurs before the boat is backed down the ramp. During this phase, the boater should remove all the tie-downs on the boat, but the winch line should not be removed yet, all the equipment that is in the boaters vehicle should be transferred to the boat and the boater should put the boat's drain plug in. The boater should also prime the fuel by pumping the fuel bulb, place the key in the ignition and check the battery (which could be done at the boater's home or where ever the boat is stored). The trailer lights should be unplugged from the tow vehicle if they are not waterproof and sealed. If there is more than one person enjoying this boating trip, every one except for the tow vehicle driver should get in the boat, or at least one other person so they can drive the boat once it has been launched. If only one person will be enjoying this boating trip, then they can attach the boat line to the trailer or vehicle to keep it from drifting away from the boater until they can get to it.

After the pre-launch phase has been completed, the boater can back their boat down the ramp to the water, stopping just before the entry to the water and then unhook the winch line from the boat. Waiting until the entry to the water can keep the boat from unloading before it is time to, which could be in the middle of the ramp. If this were to happen the boater may be the victim of "ramp rage". The boater should also check to make sure that they did indeed undo the tie downs that keep the boat on the trailer. After the boat has been launched and disconnected from the tow vehicle, move it to the courtesy dock and immediately move the tow vehicle. Also, boaters should not stay at the courtesy dock any longer than absolutely necessary if there are other boaters using the ramp to load or unload their boats. If there is a person in the boat who can drive it, they can move it away from the dock until the other person is finished parking the tow vehicle, then the boat can be returned to the courtesy dock to pick up the person who has just parked the tow vehicle.

The last phase of boat ramp etiquette is loading the boat back on the boat trailer. Considering that most boaters are tired from their day in the sun, they can have short tempers and this is not the time to hog the boat ramp. Boaters loading their boat should simply back their tow vehicle with the boat trailer down the ramp, load the boat, hook the winch line on the boat and drive the tow vehicle back up the ramp to the parking lot. Only after they are off the boat ramp should the boater unload their boat, pull the drain plug and properly tie down their boat.

handicap ramps for vans

ABC <b>News</b> Stumbles in Report on Tony Scott&#39;s Suicide - NYTimes.com

Late Monday, ABC backed off an earlier report saying that Tony Scott, the movie director who committed suicide on Sunday, had inoperable brain cancer.

ABC <b>News</b> Stumbles in Report on Tony Scott&#39;s Suicide - NYTimes.com

Local <b>news</b> sites form new trade association : CJR

Next month, at the annual Block by Block conference for local news sites, around 100 independent publishers will celebrate the launch of a new nonprofit trade group that will offer support for the growing hyperlocal news ...

Local <b>news</b> sites form new trade association : CJR

NBC <b>News</b> app now on Xbox Live | Joystiq

Microsoft has announced that the National Broadcasting Company (colloquially known as NBC) has released a news app on Microsoft's Xbox Live. The app features content from many of NBC's various news programs, ...

NBC <b>News</b> app now on Xbox Live | Joystiq

Stocks using minimal price/book quotients or perhaps price/earnings percentages. In the past, value futures have appreciated greater typical results in comparison with expansion futures (stocks and shares using substantial price/book or perhaps P/E rates) in a number of international locations

Imagine, it is Christmas morning and your grandmother has just given you the best gift any grandmother can give: money! You begin to count the money and realize that she has really spoiled you this year. She gave you four hundred dollars. Now you begin to think of all of the things that you could buy with that money: music, concert tickets, gas, food, some new kicks; every possibility passes through your head. Hold on one second though, what if I told you that if you play your cards right you could turn that four hundred dollars into a thousand dollars in only about a year? Interested yet? What if I told you that the four hundred dollars that you hold in your hands could potentially be the start of a new life? If I caught your attention then maybe you should consider investing your money in the stock market. If I did not catch your attention then go waste your money on what ever you want.

I have teamed up with my cousin, Andy Fecik, to inform new investors, like yourself, on when it is the best time to invest in the stock market and how you can tell if an investment is right for you. Andy is a very knowledgeable business man who has over fifty years of experience investing in the stock market. Along with his personal investments, Andy is also the leader of multiple large investment clubs/funds.

Many beginning investors, especially young ones, tend to believe everything they read. For example, although The Motley Fool is a very reliable resource for investors, a recent article that I have read from the website was very, very misleading. An article written by Bill Barker stated that the Autumn months are the best times to invest because historical statistics have proven that people who invest during the fall months usually find themselves gaining larger returns on their investments than those who invest in the spring months. Barker uses a multitude of companies and their historical information to prove his theory . However, who knows whether or not Barker picked his companies based on whether they supported his theorem or not? No one does.

In a recent phone interview, Andy stated that there is a lot of lore, or what he described as the witchcraft of the stock market, that can distort the truth of the market. This so-called lore tends to build up and become the general opinions of the market. For instance, say that Microsoft's historical background did correctly match up to his theory because investors gained greater returns in the summer months not the fall months. Barker would have probably thrown out that company. This is the issue with all tips about the stock market. People can rig their information to prove their theorem; this happens a lot. Another example of this is the saying that goes "sell in May and go away" which means to sell your stocks in May and hold your money for a few months. Well, what if the market is low in May? Are you still going to sell and possibly lose profit because of an old saying? Andy has told me a multitude of times that what new investors need to learn is that there is no specific time to invest in the market. However, the market is personalized by the specific investor. As Fecik has explained to me in the past, an intelligent investor will say that any day that a stock is at the desired price is the right day to invest. In evaluating the best time to invest, I have found that there are no specific months or seasons that are better than others, It depends significantly on the particular investment itself. In example, say you want to invest in Apple, and it has been trading at $117.75. You have $1000 set aside, and you have stated that if Apple goes down to a hundred dollars or less a share you will invest all of your $1000. When that day comes, it will be the right day to invest. No one can legitimately tell someone that one specific month is better than another when it comes to investing.

We can dig deeper into the question of when to invest by learning how to evaluate a potential investment opportunity. The most important thing that young investors need to learn about investing is that they must be interested in the company/product in which they plan to invest. This can make investing much more fun and interesting. You will actually enjoy researching the company's history and digging deeper into the future outlook of the company.

According to Andy, there are many factors that can be weighed when looking at potential investment opportunities. Outside of being interested in your investment, an investor should look for companies that are reliable. Reliability can be judged by the age of the company, the competitors of the company, the chairman's letter to the stock holder's, whether or not that company is a monopoly, and the future outlook of the company. The age of the company matters because if a company has been around for a long time and has not had too many price drops, then you know that this company should be around for many more years to come. When researching a company, a potential investor should compare and contrast the competitor companies to his/her potential investment. It is also very important to read the chairman's annual letter to the stock holders to see what kind of organization the company has. A rule of thumb is that if you can not understand the Chairman's letter, then you should immediately scrap the investment. Another factor that should be weighed is whether the company is a monopoly or not. If so then this investment is probably pretty good because no other company can do what your company does. For example, Google, Inc. is currently a monopoly of the stock market. No other company can do what Google does or its stock would not be over seven hundred dollars per share. The final factor that must be weighed is the future outlook of the company. If a company has a lot of good ideas that may lead to an increase in its earnings, then it is a good investment.

New investors also need to learn to ask themselves, Is it worth the risk? Is the company a good buy? and have I done enough research? If you answer no to any of those questions then you need to review your potential investment and look at other options. When evaluating your company you can also look for patterns in a company's historical prices chart or graph. If you find a cycle that occurs more than twice, then it is likely that the cycle is continuous and you should watch for particular parts of that cycle to occur. For example, say a company's stock is always about twenty dollars in February but by September of that year is has reached thirty-five dollars, and then slowly drops back to twenty dollars the following February. Perhaps you should consider buying the stock in February with the intention of holding the stock until September.

One final thing about investing that young investors need to learn is that you don't make money overnight. You must be patient and let your investments ride. You can not get too skeptical if your company experiences a bad

In evaluating the stock market, I have found that there is no specific good or bad time to invest. It is the right time to invest when the price of the company you wish to invest in is equal to or less than the price you are willing to pay. I have also found that if beginning investors follow Andy's guidelines for evaluating a stock, then they should be successful.

So what have you decided to do with that four hundred dollars that your grandma gave you? Are you going to go out and blow it on food and clothes? or are you going to invest it and turn that four hundred dollars into thousands of dollars that can help pay for your dream car?

penny stock promoters in new york

Chocolate Benefits: Research Suggests Sweet Can Help Blood <b>...</b>

The Internet Newspaper: News, Blogs, Video, Community. Edition: U.S.. CA Canada · Québec · FR France · ES Spain · US United States · UK United Kingdom. FRONT PAGE · Politics · GOP Senate Candidate: Victims Of ...

Chocolate Benefits: Research Suggests Sweet Can Help Blood <b>...</b>

Veterans Benefits Bill Would Expand Fertility Coverage

During George H.W. Bush's reelection campaign in 1992, Vice President Dan Quayle <a href="http://news.google.com/newspapers?nid=1314&dat=19920521&id=b1tWAAAAIBAJ&sjid=NfADAAAAIBAJ&pg=6921,388223" ...

Veterans Benefits Bill Would Expand Fertility Coverage

Stock Market <b>News</b> for August 20, 2012 - Zacks.com

Encouraging earnings results coupled with consumer confidence data and leading indicators drove the markets higher on Friday.

Stock Market <b>News</b> for August 20, 2012 - Zacks.com

What is a the actual Wall street game? It's an structured system in which anybody along with everyone can easily either obtain or even sell their futures or even explains to you

China's GDP (gross domestic product) in 2010 was reported to be around 10%. In 2010, China surpassed Japan to become the world's second largest economy. In 2011, China's GDP growth is estimated to remain around or above 10%. With this past and projected rapid economic growth, investors are looking for opportunities in the stocks of Chinese companies.

Presently, the stock valuations of many small Chinese companies look very attractive and the financial fundamentals appear strong. Although many of these companies are not covered by analysts, quite a few of those that are have a buy or a strong buy rating.

While the stock of some of these small Chinese companies looks like a potentially good opportunity to cash-in on China's continued projected growth, prior and recent allegations of fraud, accounting discrepancies, and deceptive financial reporting against certain of these companies, including Orient Paper (ONP), China Sky One Medical (CSKI) and China MediaExpress Holdings (CCME), have caused fear and uncertainty about investing in the Chinese RTO market and quite a bit of volatility in not only the stock of the targeted companies but of other China RTOs.

What exactly is an RTO? An "RTO" is a "reverse takeover" and is also known as or sometimes called a "reverse merger" or a "reverse IPO" and refers to a type of merger that is used by a private company to quickly become publicly traded on one of the stock exchanges without having to go through the expense or financial scrutiny that is normally involved or associated with an IPO (Initial Public Offering).

This is achieved by the private company (in this case a small Chinese company or "X") initially buying enough controlling shares of an already listed and publicly traded company or "Y". The X company's shareholder(s) then trade their shares held in the X company for shares of the Y company and, thereby, the X company then effectively becomes the publicly traded Y company.

The problem with this for investors is, of course, that X becomes the publicly traded Y without having to go through the expensive and tedious independent third-party audit nor disclose its financial records and information to the SEC or to prospective shareholders prior to publicly selling its stock on an exchange. Reportedly, some X companies, having become the Y company, then hire and pay a supposedly independent, unbiased research firm or outfit for favorable coverage in an effort to generate public interest in and demand for the stock.

It is estimated that over 350 small Chinese companies have used the reverse takeover, reverse merger or reverse IPO as a "back door" to quickly and inexpensively get listed as a public trading company. While some of these companies may, indeed, be guilty of fraud and deception with respect to accounting discrepancies, financial reporting or other improprieties, others may be perfectly legitimate but are suspect (and their low stock valuations reflect this) due to the concept of guilt by association.

Are all China RTOs suspect? The prudent and cautious initial answer is probably "yes". However, one also needs to know who is making these allegations against a particular company. In many cases, the persons or entities who have accused the targeted Chinese RTO hold substantial short positions in that targeted company. Once an accusation is made, the market response, borne out of fear and uncertainty, will likely trigger a massive sell-off of the stock of the targeted company. When the massive sell off is triggered, the accusers (short sellers) make huge profits.

As is the case with an investment in any stock, exchange trade fund or other security, it is up to the individual investor to do his or her due diligence and evaluate the risks. In the case of the China RTOs, it is even more critical, in fact it is mandatory that the individual investor takes the extra time and effort to thoroughly understand all of the facts surrounding the China RTO market and extensively research the stock of a particular Chinese RTO.

An excellent article on SeekingAlpha.com, describing some red flags for Chinese RTO stock investors to look for, is just one of many good starting points.

Good luck and happy and safe trading!

fletvwh
wewgmnq
yfuac
ufxdp
eidne
jakkwdgw
buvnyktc
ebzqve
quqyzf
grfepr

UPDATE: Three dead during shootout near Texas A&amp;M as constable <b>...</b>

Update at 2:51 p.m.: Sgt. Jason James, spokesman for the Bryan Police Department, confirms to The News: Three were killed during today's shooting, including, as mentioned below, Brazos County Constable Brian ...

UPDATE: Three dead during shootout near Texas A&amp;M as constable <b>...</b>

George Soros To Marry Tamiko Bolton: Billionaire To Wed For Third <b>...</b>

Get Breaking News by Email. HuffPost Social Reading. Some error occurred. Login with Facebook to see what your friends are reading; Enable Social Reading; i. Settings. Read Share Settings; Share everything I read; Share ...

George Soros To Marry Tamiko Bolton: Billionaire To Wed For Third <b>...</b>

Huffington Post Launches HuffPost Live Web Video <b>News</b> Channel <b>...</b>

Every Web site is trying its hand at video news, but Arianna Huffington is throwing a lot of bodies at her new venture. She'd like you to chime in, too.

Huffington Post Launches HuffPost Live Web Video <b>News</b> Channel <b>...</b>

The risks connected with trading on the inventory market

Stock trading involves some risk of loss, just as in any financial trading. But treating your trading as a business is an important way to minimize your risk. The same way that you wouldn't consider starting a business without a business plan, you should make sure you have a good trading system when you begin trading.

My great uncle was a stockbroker, many years ago now. His opinion was that there were some brokers who just had a knack of knowing what to buy and when to sell it. They had hunches, they followed them, and some had very good reputations as brokers. But following your gut feelings isn't exactly what we mean here. Speculation is not a trading system, it is only following your gut. Over time, it will be much more effective to use a trading system than it will be to follow a hunch.

Here's an explanation of a trading system, for those of you who may not be familiar with the term. This is basically a systematic method to use when you do your stock trading. Another way to put it is, the trading system you use will dictate your approach to stock trading. It is a methodology that you should write down on paper, in detail, and commit to. When making a trade, your system should consider all aspects such as money management, along with entry and exit conditions.

The stock trading system you use should leave no wiggle room for human judgment or speculation. This illustrates one of the most important reasons why you should have a trading system in place. Your trading system should not be based on emotions--neither yours or someone else's. For every possible scenario, your trading system should be able to provide you with all the exact details and guide you through the next steps. This will be your guide for what to do, and when to do it, based on the guidelines you have set up.

Some experienced traders believe that without a trading system, you are doomed to fail at stock trading. Using a trading system that you have honed to perfection through testing and experience will take you far. The money management aspect should take front seat when your trading system goes live. Many traders have failed simply due to allowing themselves to over-trade.

A highlight of a trading system is using it to take losses without fear, greed or other emotions making the decision for you. Probably the most critical reason why you should use a trading system is because it will train you to make your decisions based on the facts in any given situation, and to not be swayed by your emotions. It is a good thing to keep in mind that no trading system will yield winning trades every single time. But the right stock trading system will definitely prove its worth over time.

Carefully take your time when choosing the stock trading system that you think will work best for you. And when you find one that feels right to you, follow it implicitly, because you're much more likely to reap profits if you do. If the stock trading system you choose is built on sound financial principals and good judgment, staying with its guidelines faithfully will reap rewards for you.

recommended penny stock promoters , investor relations firms

Safety Ideas For Repairing Home Appliances Appliance Repair Expert services For Your Just about every Appliances

You are sure you are facing repairing your pond liner. Before you panic, make absolutely sure it is a leaking liner and not another problem that is causing your water level to drop. Check your waterfall, check your hoses, check your spitters. Turn your pump off, fill up your pond. Watch it overnight. Did the level drop? If so, you probably have a hole in your liner.

The first thing you must do is find that leak in the liner. If you can see it, skip the next section.

Fixing the leak

If you can see the leak, you have an easy job. Assuming your liner is rubber or EPDM and most are, you can patch it just like a tire. You can buy a patch online and while you are at it, buy a roll of patching material, because whatever caused that liner to leak will most likely do it again.

45 mil rubber liners rarely leak spontaneously. Something causes it. It could be raccoon toenails, doggie toenails, a falling tree branch, or maybe a piece of statuary with a sharp end fell and penetrated the liner. No matter the cause of that liner leak, repairing it, while not always a clean and easy job, it can be done by anyone with a bit of effort.

Make sure the liner surrounding the hole is clean and dry. I scrub the liner with the same scrubber you would use for dishes, just make sure there is no soap in it. After scrubbing it clean, rinse it and let it dry. If you are in a hurry, use a hair dryer, but be careful you are connected to a GFI before you use any electrical appliance around water. When the area is clean and dry, apply the patch according to the directions on the package. Your work is done. Fill the pond back up with water. Don't forget the dechlorinator.

Finding the leak

Finding a liner leak can be one of the most frustrating jobs on earth. The liner is black, usually dirty and wrinkled. The leak should be right at the water line because water can't leak out below that. Or can it? Here in New Orleans, our water table is only inches below the ground, so often there can be a hole in the bottom of the liner, but ground water pushes the bottom of the liner so a leak could well be on the bottom and ground water is seeping in the pond.

Pour some milk in the pond. If the water is leaking fast, the milk will make a trail to the leak. But if the water is leaking that fast, you have a huge tear and you can probably see it.

Pour some fine sand in the water. The sand will follow the water to the leak, but as above, if the tear is that big, you should need no help finding it.

Sometimes you cannot find the leak no matter how hard you search. I have resorted to this method as a last resort. Pump the pond water out. Remove all fish, plants, pots, lights, etc. Using a wet vac, vacuum the bottom to be sure all the fish waste, leaves, and other organic matter is gone. Rinse and wet vac again. Make sure the bottom is dry even if you have to wait several hours or get that hair dryer out again. When you are positive it is dry, stick a garden hose under the liner and turn on the water. Watch the liner carefully. Soon you should be able to see water coming up from underneath. You have found your leak. Dry it again and patch with patching material. Replace all pots, plants, fish, lights and refill the pond with water.

It's a good thing rubber liners rarely leak.

Leaks in concrete ponds

If your concrete pond is leaking, there is only one relatively cheap way to fix it. Because concrete is brittle and our ground is always moving, concrete is freezing and thawing, concrete is one of the hardest materials to repair. Clean out the crack and use Plumber's Epoxy to patch it. If that doesn't work, call a professional. If the professional tells you he can patch your concrete and guarantee it, doubt it. Doubt it a lot.

In all my years of pond building, I have never seen a serious concrete crack patched so it will hold water for more than a few weeks. Get your contractors guarantee in writing, get his home phone, his cell phone, his address and his Landscape Contractor's license number. Getting his insurance certificate can't hurt either.

If your pond is built from recycled swimming pool liner or PVC or visqueen and it has a leak, you must start over again with another liner. Same with pre formed hard liners. Once they crack, they cannot be repaired.

Luckily ponds rarely leak. But if yours does, you are now prepared.

LucretiaScharf345@gmail.com

Company <b>News</b> for August 1, 2012 - Zacks.com

Companies in the News are: BP,PFE,DISCA,GT,COH,REV.

Company <b>News</b> for August 1, 2012 - Zacks.com

DNA Hints At African Cousin To Humans - Science <b>News</b>

Gene profiles suggest people interbred with a now-extinct species on the continent not that long ago.

DNA Hints At African Cousin To Humans - Science <b>News</b>

Chili Peppers, Sting Voice Support for Jailed Russian Band Pussy <b>...</b>

Madonna, Sting, Peter Gabriel and the Red Hot Chili Peppers are among the latest music stars to voice their support for members of the jailed Russian.

Chili Peppers, Sting Voice Support for Jailed Russian Band Pussy <b>...</b>